Give us a call
215.458.5895

Second-To-Die Policy in Philadelphia, PA and Surrounding Counties

Ensure the Future of Your Estate

Between physical assets and financial successes, there are many things that married couples share. Boardman-Hamilton Company knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Boardman-Hamilton Company gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you have worked hard to attain. And because the policy insures more than one person, you will also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It is important to discuss your options with an insurance specialist from Boardman-Hamilton Company to determine the right amount coverage for you and your family.
 

Our Location

Boardman-Hamilton Company

8459 Ridge Avenue
Philadelphia, PA 19128
Main office: 215-458-5895
Toll free: 800-548-1044
Fax: 215-487-0424

Our Providers

Testimonials

I never mind contacting anyone at your office. It is such a pleasure dealing with your group. Until I took the 'leap of faith' changing my insurance brokers, i could never have imagined such excellent service.

Gene S.
Sam, you have been an enormous help throughout this somewhat complicated renewal period. But, honestly, you have made this process so easy for us. We are most appreciative of your willingness to find us ways to save money, your frequent, understandable communication, and your responsiveness. It is truly a pleasure doing business with you and your company!

Gretchen F.